INSURANCE

One of the most important pieces of advice we can offer to students is to insure your possessions. To some this may seem like a “waste of money”, but the amount of students who have had their laptop or TV stolen, for example, is not negligible.

In the UK Home Office research has shown that one in three students become a victim of crime each year. Not only are you often located in cheaper, poorer areas of town and are left unoccupied for long periods of the day (and night!), you also possess a wide range of the latest gadgets and technology. The worth of the average student’s belongings is in the region of £4,000, once you have included laptops, iPods, CD/DVD players, widescreen TVs, bicycles, and mobile phones. On a typical student budget most could not afford to replace these possessions if they were burgled and therefore sufficient insurance cover is essential.

Often, student accommodation is not particularly secure, especially when students are over under the influence of alcohol. I know students who too often come in at night and forget to lock their door because they are too drunk. Robberies and burglaries are unfortunate but it can happen to anyone – it is simply worth investing in an insurance policy to cover yourself if you are unfortunate enough to land in such circumstances.

For students in the UK, Endsleigh is one of the top providers of insurance for students. It offers a “student possessions insurance” at an affordable rate per month. It will depend on how many possessions you have and the value of them. Endsleigh allows you to retrieve a quote online. To obtain a quote from Endsleigh or to find out more information click here.